Our Mission is to expand financial access to help underserved communities thrive.

Kiva was founded in San Francisco in 2005 to provide crowdfunded microloans to underserved individuals globally.

Today, we are an international nonprofit addressing the challenge of financial inclusion from all sides.

Our Strategies to Expand Financial Access


Crowdfunding loans that change lives

Kiva’s digital marketplace where individuals can lend as little as $25 to entrepreneurs around the globe who have limited access to capital.

Kiva Capital

Unlocking scalable investment in financial inclusion

The next step in Kiva’s evolution to unlock scalable impact by bridging our local investment partner ecosystem with impact-first investors.

Kiva Labs

Promoting innovations in financial inclusion

Building, testing, and launching new approaches to deepen financial inclusion through technology, research, innovation, and measurement.

Our current Labs programs include Lending Partners Lab, Kiva U.S., and Social Enterprises.

Kiva Protocol

Enabling inclusion by design

Ultra-low-cost, secure, open source technology to help countries make their entire financial sectors inclusive by design.

Our People and Partners

Kiva relies on the strength and ingenuity of our global network of lending partners, strategic partners and team (including our staff, fellows, interns and volunteers) to give others the power to improve their lives.



Leadership and Team

Learn More

Explore Kiva’s global reach and impact in key focus areas and our latest thinking, stories, case studies, and analyses. Our current key focus areas include agriculture, gender, and refugees

Blog and Resources

Global Impact Dashboard

With Us

What we do together is greater than what we can do alone.

Discover partnership opportunities to inspire and engage global audiences and accelerate financial inclusion.