Annual Reports and Finances

Sustainability and transparency are at the core of Kiva’s mission and financial model

Each year we highlight our achievements and financial position for the prior year in an annual report.

These reports and our audited financial statements and IRS filings are provided here. Prior year reports and statements can be provided upon request.

Beginning in 2022, Kiva’s fiscal year was updated from a calendar year end to a June 30 fiscal year end. Like many US-based nonprofits, Kiva’s largest fundraising period is at the end of the calendar year, culminating in a high volume of donations on December 31st. This shift enables Kiva to plan more proactively for the year ahead and ensure we fund operations appropriately to achieve our mission of expanding financial access. Kiva’s current fiscal year is from July 1 to June 30.

Due to the fiscal year shift, Kiva’s audited financials cover an 18-month period, January 1, 2021 to June 30, 2022. The 2021 990 covers the last full calendar year during this period, January 1, 2021 to December 31, 2021. The 2022 990 covers the remainder of this period following our 2021 990, from January 1, 2022 to June 30, 2022.

For the 18-month period ending June 30, 2022, all Kiva entities have been consolidated for GAAP reporting purposes and financial transparency across Kiva’s activities. Kiva User Funds (KUF) funds belonging to Kiva lenders continue to remain separate and segregated from Kiva Microfunds and any activities designated for Kiva’s operations.