Kiva.org
Crowdfunded microloans
that change lives
More than 1.7 billion people around the world are unbanked and can’t access the financial services they need.
Founded in 2005, Kiva.org is a digital marketplace where individuals can lend as little as $25 to create opportunity for people around the world.
In partnership with a global network of local lending institutions, Kiva.org provides loans for more than 3.5 million entrepreneurs and others in need around the world. We work closely with our lending partners to develop a deep understanding of the economic needs of underserved communities and to create opportunities to invest in their lives.
Each of Kiva’s strategies to advance financial inclusion – from impact investing to digital identity – has developed out of the unique lessons gained from the Kiva.org marketplace.
How it Works
01
Choose a Borrower
Browse categories of borrowers — people looking to grow businesses, go to school, switch to clean energy and more.
02
Make a Loan
Help fund a loan with as little as $25.
03
Get Repaid
With your loan, students, farmers, entrepreneurs and small business owners have access to funds, which they then repay an average 96% repayment rate.
04
Repeat
Recycle your funds to support another borrower or withdraw them.
How it Works
01
02
03
04
— 01
Choose a Borrower
Browse categories of borrowers — people looking to grow businesses, go to school, switch to clean energy and more.
— 02
Make a Loan
Help fund a loan with as little as $25.
— 03
Get Repaid
With your loan, students, farmers, entrepreneurs and small business owners have access to funds, which they then repay an average 96% repayment rate.
— 04
Repeat
Recycle your funds to support another borrower or withdraw them.
Lending Partners
Kiva partners with local organizations and community hubs in order to reach borrowers all over the world. These organizations evaluate borrower fit for the marketplace and administer loans.
Strategic Partners
Individuals and organizations partner with Kiva to amplify investment in the lives of those who need it most. Strategic partners are part of a community leveraging Kiva’s global footprint and tools for social impact.
Join a movement of inspired individuals and organizations investing in global financial access.
Join a movement of inspired individuals and organizations investing in global financial access.
